About Steve Harwood-Gray

Steve Harwood-Gray


As a Chartered Financial Adviser, I have experience in a wide range of financial planning issues.


I have a degree in law from Kings College London and worked for four years as a police officer in Notting Hill before switching careers to work in finance at Panasonic’s European HQ where I was the treasury accountant and then financial controller qualifying as a Chartered Management Accountant in 2003.

With the arrival of my family, I began lecturing in risk management, strategy and law before becoming a financial adviser in 2006. After creating BWF in 2009, I qualified as a Chartered Financial Planner in 2012.

I also volunteer for the Princes Trust as a mentor to young people who are attempting to build a business.

As a father and husband, I don’t know the meaning of spare time, but I do have a large whisky collection and named my son ‘Bowmore’.


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From our very first meeting, Steve exuded confidence in both detailing and outlining all available options in a very clear and precise manner. His investigations into our current financial outgoings were especially completed with utmost care and consideration which gave my wife and myself absolute ...
William Giles


Prestigious industry status recognises the value I place on my development and gives clients the confidence that they are supported by one of the UK’s leading wealth professionals.

Click on the accreditations for more information

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The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.

BWF Consultants Ltd is registered in England and Wales, Number 13039659. Registered Office: 15 - 19 Cavendish Place, London, W1G 0DD.