About Steve Harwood-Gray

Steve Harwood-Gray


I help successful people identify and achieve their financial freedom.


My work is about people, not products. You have unique aspirations and goals. My role is to help you clarify and achieve these.

I help businesses grow and expand. I help business owners achieve an exit that recognises the investment they have made over years of hard work. In working towards your financial freedom, I also help individuals provide for their retirement, leave a legacy and provide for their families and future generations. 

With over 15 years of experience, and qualifications in law, accounting and financial services, I will work with you to maximise your opportunities and to manage any challenges you may face along the way. Working together with your accountant and lawyer, I can design and implement a plan to help you achieve and protect your financial freedom.

When I am not working, I am a taxi to my children and value the precious time I have with my wife. 

I also enjoy reading, photography, clay shooting and driving my Caterham 7.


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From our very first meeting, Steve exuded confidence in both detailing and outlining all available options in a very clear and precise manner. His investigations into our current financial outgoings were especially completed with utmost care and consideration which gave my wife and myself absolute ...
William Giles


Prestigious industry status recognises the value I place on my development and gives clients the confidence that they are supported by one of the UK’s leading wealth professionals.

Click on the accreditations for more information

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The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.

BWF Consultants Ltd is registered in England and Wales, Number 13039659. Registered Office: 15 - 19 Cavendish Place, London, W1G 0DD.